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Houstonian 1997
Student Life
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Students of the University of Houston. Houstonian 1997 - Student Life. Special Collections, University of Houston Libraries. University of Houston Digital Library. Web. September 22, 2014. http://digital.lib.uh.edu/collection/yearb/item/6374/show/6137.

Disclaimer: This is a general citation for reference purposes. Please consult the most recent edition of your style manual for the proper formatting of the type of source you are citing. If the date given in the citation does not match the date on the digital item, use the more accurate date below the digital item.

Students of the University of Houston. Houstonian 1997 - Student Life. Houstonian Yearbook Collection. Special Collections, University of Houston Libraries. Retrieved from http://digital.lib.uh.edu/collection/yearb/item/6374/show/6137

Disclaimer: This is a general citation for reference purposes. Please consult the most recent edition of your style manual for the proper formatting of the type of source you are citing. If the date given in the citation does not match the date on the digital item, use the more accurate date below the digital item.

Students of the University of Houston, Houstonian 1997 - Student Life, Houstonian Yearbook Collection, Special Collections, University of Houston Libraries, accessed September 22, 2014, http://digital.lib.uh.edu/collection/yearb/item/6374/show/6137.

Disclaimer: This is a general citation for reference purposes. Please consult the most recent edition of your style manual for the proper formatting of the type of source you are citing. If the date given in the citation does not match the date on the digital item, use the more accurate date below the digital item.

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Compound Item Description
Title Houstonian 1997
Creator (LCNAF)
  • Students of the University of Houston
Caption The Houstonian is the official yearbook of the University of Houston.
Inscription The digitization and presentation of this yearbook was made possible by a gift from Ms. Lisa Burns in honor or her service as Houstonian editor.
Subject.Name (LCNAF)
  • University of Houston
Repository Special Collections, University of Houston Libraries
Use and Reproduction This image is in the public domain and may be used freely. If publishing in print, electronically, or on a website, please use the citation button above. To request higher resolution images, please use the Request High Res button above.
File name index.cpd
Item Description
Title Student Life
Creator (LCNAF)
  • Students of the University of Houston
Caption The Houstonian is the official yearbook of the University of Houston.
Subject.Name (LCNAF)
  • University of Houston
Repository Special Collections, University of Houston Libraries
Use and Reproduction This image is in the public domain and may be used freely. If publishing in print, electronically, or on a website, please use the citation button above. To request higher resolution images, please use the Request High Res button above.
File name yearb1997035.jpg
Transcript Credit Debt More Likely on Campus Expert Urges Responsibility in Card Use BY: Mark Smith e've all gotten the thick envelopes with pre-approved credit cards inside. Some of us have even ventured to open it, reading cynically the undisclosed criteria that we've met, and low, low rates that can be ours with a quick signature and gracious tip to the Almighty for bestowing us such divine purchasing power. Yet many more have signed the papers. From there, fast food can become a necessity, tuition bills can mount and one can charge his or her way off of campus and into a debt whose legacy lasts well into adulthood. Taking the card is relatively harmless. Its the maturity of its young owner, and his or her circumstances on campus that can make the thin piece of plastic hazardous. Studies conducted on Americans with credit debt cite a disproportionate number of college students. A pair of University of Houston students fill out credit card applicaTIONS at the University Center. Campus representatives AND PRE-APPROVED packages in the mail are common means of card DISTRIBUTION. PHOTO By: Lisa Chmiola Terri Sherman, owner of Better Credit Co., acknowledged that a high percentage of her clientele are students or recent graduates. Her company sifts through the aftermath of ravaged personal finance and rests on advice and luck to repair the damage. "A lot of the credit card companies ... are more willing to give students cards because they know at least after school it will be paid off. If students can't pay it, their parents will;' she said. This cold nature fuels Shermans belief that no student, campus dwelling or not, should rely on credit. Bank loans are a less volatile option, but hardly fool-proof. In the end, she said, an individual has to decide to buy cautiously and know the limits of their capital. "Theres no really good advice you can give college students. Just pay your bills, and if you can't do that, get a job:' Student Life